Hospital Cash Assistance Silver
Hospital Cash Assistance Silver
It is a hospitalization reimbursement plan where in case the life assured as result of Accident or Sickness is necessarily confined as an inpatient within a hospital, for at least twenty-four (24) consecutive hours, under the continuous attendance of a Physician. The company then will upon receipt and due investigation of the claim will pay the daily benefit. If the life assured has become eligible for the main benefit as mentioned above and is confined to Intensive Care Unit (ICU) then an additional amount equal to 100% of his daily benefit would be paid to him.
Coverage
Daily Benefit Non ICU Confinement Rs.5,000
Daily Benefit ICU Confinement
Rs.10,000
Get Covered
Rs.2200/yr
Premium/Year
Coverage
If the life assured has become eligible for the main benefit as mentioned above and is confined to Intensive Care Unit (ICU) then an additional amount equal to 100% of his daily benefit would be paid to him.
Coverage Inclusions
Coverage Event: Hospitalization due to illness or accident; Maximum number of hospitalization days in a year: 30 days; Maximum consecutive hospitalization days in a year: 15 days; Elimination period for sickness: 30 days; Gap between successive hospitalization: 30 days;Information
Term Insured
1 year
Free Look Period
14 days
Coverage Exclusions
This policy does not provide coverage and no benefits shall be paid for expenses resulting from all or any of the following Exclusions:
- Any Pre-existing Conditions
- Pregnancy, childbirth, abortion and any complication thereof.
- Willful self-inflicted injury while sane or insane or unreasonable failure to seek or follow medical advice, effect of alcohol or any drug, poison, gas or fumes, voluntarily or involuntarily taken.
- Claim during the waiting period.
Age Criteria
Enrollment Age
18-60
Coverage Age
18-61
How to Claim
EFU Life is responsible for management and payments of all claims. Customers can simply reach at 111-338-111 or write an e-mail at claims@efulife.com to file your claim. Once the claim is intimated EFU Life agent will ask for required set of documents mentioned below.
- Treatment record of hospital including dates of admission and discharge, all diagnostic reports, treatment receipts & prescriptions
- A copy of customer’s CNIC
- Claim Form with signature
- Medical Certificate issued by treating doctor
- Any other document deemed to be necessary for claim assessment and finalization
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