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To avail the car loan from the bank the individual need to be an employee of a registered and well-reputed organization. They can be business person or self employed. The individual should have been employed for minimum 3 years or have a business of his/her own for about 5 years or more. Also the age of the applicant must not be more than 60. The applicant must be able to contribute aout 20% of the net cost of the vehicle as down payment. If you are a salaried person, the monthly installment will not exceed more than 1/3rd of the net monthly take home salary.
The documents required for the processing of application includes; two latest colored, passport size photographs, valid copy of CNIC or NTN, copy of recently paid utility bill, copy of valid driving license, bank statement of last 6 months, Income tax return details and a cheque of worth PKR 7,000/- as processing fee.
Mon-Fri: 10am to 7pm & Sat: 10am to 4pm