
HBL Gold Credit Card
Interest Rate:
39%
Annual Fee
PKR. 6,000
Extensive catalogue to redeem reward points
- On spending of PKR 25,000 , within 60 days of statement generation date the annual fee shall be reversed
Verdict
With this card you can earn a reward point for every 25 Rupees you spend on retail transactions,while earning 3X times the reward points on foreign currency spend.
Annual Fee
PKR 6,000
Supplementary Fees
PKR 3000
SMS Alert Fee
PKR 100
Cash Withdrawal Fee
PKR 750
Foreign Transaction Fee
3 %
Late Payment Charges
PKR 1250
Over limit Charges
PKR 1250
Minimum Monthly Payment
5% or PKR 500 (whichever is higher)
Monthly Rate %
3.25 %
Cash Advance %
39 %
Monthly BTF rate %
2 %
Documents Required
Salaried: CNIC, Bank Statement, Salary SlipSelf Employed: CNIC, Bank Statement, Valid Proof of Business
Monthly Income
Salaried:Self Employed:
Promotions
Rewards
Earn a reward point for every 25 Rupees you spend on retail transactions on your HBL Platinum Credit Card, while earning 3X times the reward points on foreign currency spend.

Shopping
- Up to 30% discount on Jewelry
- Up to 15% discount on Clothing and Apparel
- 10% discount on sports goods
- Up to 20% discount on Home Décor
- 15% discount on Baby shops
- Up to 25% discount on Watches
- Up to 20% discount on Fragrances and Cosmetics

Entertainment
Earn up to 10% discount on various clubs, cinemas and entertainment facilities

Dining
- Enjoy up to 20% discounts at multiple cafes and Restaurants
- Up to 15% discount on Bakers and confectioners

Medical facilities
- Up to 20% Discounts at Hospitals and Laboratories
- Up to 20% discount on Fitness and Health Clubs

Hotels
- Up to 35% discounts at Avari international Hotels
- CIP Lounge facility at Karachi, Lahore, Islamabad, Multan, and Sialkot

Cash back *
Up to 30% discount on Courier Services
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