HBL Gold Credit Card

Interest Rate:
39%
Annual Fee
PKR. 6,000
  • Extensive catalogue to redeem reward points

  • On spending of PKR 25,000 , within 60 days of statement generation date the annual fee shall be reversed

Verdict

With this card you can earn a reward point for every 25 Rupees you spend on retail transactions,while earning 3X times the reward points on foreign currency spend.

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Annual Fee
PKR 6,000
Supplementary Fees
PKR 3000
SMS Alert Fee
PKR 100
Cash Withdrawal Fee
PKR 750
Foreign Transaction Fee
3 %
Late Payment Charges
PKR 1250
Over limit Charges
PKR 1250

Minimum Monthly Payment
5% or PKR 500 (whichever is higher)
Monthly Rate %
3.25 %
Cash Advance %
39 %
Monthly BTF rate %
2 %

Documents Required
Salaried: CNIC, Bank Statement, Salary SlipSelf Employed: CNIC, Bank Statement, Valid Proof of Business
Monthly Income
Salaried:Self Employed:

Promotions

Rewards

Earn a reward point for every 25 Rupees you spend on retail transactions on your HBL Platinum Credit Card, while earning 3X times the reward points on foreign currency spend.

Shopping

  • Up to 30% discount on Jewelry
  • Up to 15% discount on Clothing and Apparel
  • 10% discount on sports goods
  • Up to 20% discount on Home Décor
  • 15% discount on Baby shops
  • Up to 25% discount on Watches
  • Up to 20% discount on Fragrances and Cosmetics

Entertainment

Earn up to 10% discount on various clubs, cinemas and entertainment facilities

Dining

  • Enjoy up to 20% discounts at multiple cafes and Restaurants
  • Up to 15% discount on Bakers and confectioners

Medical facilities

  • Up to 20% Discounts at Hospitals and Laboratories
  • Up to 20% discount on Fitness and Health Clubs

Hotels

  • Up to 35% discounts at Avari international Hotels
  • CIP Lounge facility at Karachi, Lahore, Islamabad, Multan, and Sialkot

Cash back *

Up to 30% discount on Courier Services
Need help?
Talk to an expert:
(021) 111-212-212

Monday to Saturday: 9:30am to 6:30pm