vacation Archives - Smartchoice.pk https://smartchoice.pk/blog/tag/vacation/ Personal finance, insurance & life style tips to help you make smart decisions Sun, 15 Apr 2018 19:35:44 +0000 en-US hourly 1 https://wordpress.org/?v=6.4.5 https://smartchoice.pk/blog/wp-content/uploads/2019/10/fav_64.png vacation Archives - Smartchoice.pk https://smartchoice.pk/blog/tag/vacation/ 32 32 11 Tips for Vacation Travelling with Family https://smartchoice.pk/blog/2017/05/11-tips-vacation-travelling-family/ https://smartchoice.pk/blog/2017/05/11-tips-vacation-travelling-family/#respond Wed, 10 May 2017 12:48:28 +0000 https://smartchoice.pk/blog/?p=2365 Going on a family vacation is a fun thing for sure. It could be fun more than you could imagine. […]

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Going on a family vacation is a fun thing for sure. It could be fun more than you could imagine. You could go to all the places each one wants to go and bond a little more and bask in the glory of familial love. But when planning a trip with your family there is a lot that needs to be taken care of before you hit the road. There are a lot of risks that you should prepare yourself for beforehand.

Here are ten tips for vacation travelling with family that could possibly make your like a lot more easier and your vacation way more fun.

Related read: Guide To Applying Schengen Visa From Pakistan

1. Look For Discounts

Everybody looks for discounts, but what you need to be careful of is frauds. You might book a discount offer sitting in your home country and once you reach your destination, there is nothing. And you are stranded in a new place where you know no nobody. You must be very careful about the security of your family and yourself. There are a lot of discounts that travelling agencies can help you with. So only consult the most reliable one.

2. First Aid Kit

Wherever you plan to go, keep a first aid kit in your handy bag. Because small injuries can happen anywhere and with kids, you can’t take a risk. Not just injuries, keep the prescribed medicines in the kit if you are dealing with some medical condition. Never take a risk with your health while on vacation, otherwise what’s the fun?

3. Regular Check-up

Before setting out on a vacation have a thorough medical check-up. If you have medical conditions like Diabetes, Arthritis etc. consult a doctor and take all the precautions while on a vacation. And if you have kids joining you, you need to be more careful. If they have any particular allergies, be very cautious about them.  

4. Travel Insurance

Vacationing or no vacationing, always take care of travel insurance. It takes of accidental cancellation of your plans like bad weather, death or even sudden illnesses. It also covers medical expenses, lost luggage and stuff like that while you are travelling. Travel insurance can be arranged when you book a trip. And it is really important that you get a travel insurance while travelling with family, especially if you have kids with you. Because with kids anything could happen. And if in a different country, you know you really need it.  

Related read: 6 Important Dos and Don’ts of Travel Insurance Plans

5. Weigh Your Options

Always weigh all your options about what place to go, what city, what country, where you would stay, for how long can you afford to stay, what places you can afford to see and what could you possibly do on the vacation. Always consider your safety and make plans accordingly. If you go to places like Greece, Spain etc. Prepare yourself for that or if you are a bunch of grown ups in the family and going for vacation to a place like New Zealand, where there is all about different fun sports, prepare for that. Know where you really wanna go.

6. Prepare For Everything Accordingly

Like mentioned before, prepare everything according to the place you plan to go for vacationing. In preparing comes planning everything according to the budget, book everything beforehand, taking care of travel insurance etc.

7. Set the Budget

Set the budget for your trip and then calculate an estimate of all your expenses. This will not let you get embarrassed by running short on money at any point while on the vacation. And it will also stop all your family members ending up heartbroken because they can’t enjoy a certain thing on their family vacation.

8. Packing

This goes without saying, packing is an essential part of any vacation, the types of clothes you pack, the accessories you take, the shoes, the extra money etc. This is also a part of being well prepared for the vacation because you don’t want any hitches in your plan, or do you? So pack properly too. Don’t just shove clothes in a duffle bag. Take what you need and leave what you don’t need, why carry the extra weight? Put everything according to the place that you are going to visit, if it is a cold place, you got to keep warm clothes etc. and vice versa.

9. Itinerary

You must have an itinerary for your vacation, especially if you are going on a road trip with your family because you don’t want to get lost or stop every now and then ask for the right route from the locals. Even if it is not a road trip, you should know where you want to stay first, where then, and then as it goes. You don’t want to get lost in a strange country and get robbed.

10. Places to go

Once you have decided the location of your vacation, you must also plan what are all the exciting places you wanna experience in that country or city. Don’t take risks that you aren’t prepared for. You are a visitor and anybody can fool you to do anything. Do your homework before boarding the plane.

Related read: Top 5 Holiday Destinations for Pakistanis You Might Have Overlooked

11: Restriction

Last and the most importantly, you need to keep in mind all the things you must not do on a vacation. Because you need to come and bring your family back home unscathed and alive. Don’t take risks that you are not prepared for or things that requires training and you aren’t trained for it. Apart from that, be mindful of the health of your family members. All allergies, diseases, and health reservations must be taken into account. Be very careful!

Conclusion

It all comes down to one thing i.e planning. Plan ahead of time for everything. It is understandable that you are human and you can’t possibly be 100% secure, but cover as much as you can i.e. budget, tickets, insurance, packing, just everything to enjoy as much as you can.

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How Travel Insurance Can Help You Save Money! https://smartchoice.pk/blog/2016/04/how-travel-insurance-can-help-you-save-money/ https://smartchoice.pk/blog/2016/04/how-travel-insurance-can-help-you-save-money/#respond Tue, 26 Apr 2016 13:13:06 +0000 https://smartchoice.pk/blog/?p=1738 Holiday trips are exciting! You go through the procedures of arranging the necessary funds needed, apply for your visa, get […]

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Holiday trips are exciting! You go through the procedures of arranging the necessary funds needed, apply for your visa, get your tickets booked and lose yourself in the excitement of your trip when you can finally relax with your near and dear ones. In all of this, you’ve either forgot to get your travel insurance policy or maybe have delayed it till the last moment. And this is the biggest mistake any traveler can make. No matter how many days are left to depart, it’s a wise idea to get travel cover as soon as your holiday is confirmed. Because you can bear the brunt of unwanted and hefty expenditures in case you don’t have it. Any unforeseen circumstance can lead to the cancellation of your holiday trip. Listed below are a few reasons why getting a travel policy should be your first and foremost priority once your holiday is booked and confirmed.

No Cover, No Refund:
Your holiday can get cancelled for any reason. But it might not be obligatory for the tour operator or the airline might to reimburse you fully. Thus it’s better to spend a little money on getting a travel insurance policy rather than facing a hefty deduction on cancelling your trip. It’s the case of spending a little to save a lot in the long run.

Baggage Woes:
Luggage gets lost/misplaced a lot of times hence it’s a good idea to have travel cover because your suitcase could contain expensive items and losing your beloved DSLR could mean shelling out a huge chunk of that hard earned money that you saved the whole year to spend on shopping abroad just to get another one. You can have your trip without your shopping spree & the memorable snaps or you could just spend a little money to get a policy that covers lost luggage. It’s really an easy choice to make here!

Don’t Be Frugal:
You just spend thousands of rupees on visa, tickets, boarding & lodging and sightseeing tours. Don’t be a miser when it comes to choosing a travel cover. Though travel insurance itself does not cost a lot compared to the cost you’ve already incurred on the above mentioned things, however it’s not really a wise idea to get the cheapest solution possible and the wise approach is to compare the available policies from different providers and pick the one that covers all your needs and offers the best incentives. For a start, trip cancellation cover should be a must and then medical and baggage cover should also be there because medical expenses abroad can be extremely costly and could eat up into your funds you brought along for your activities very easily. Also if you’re a frequent traveller or have multiple trips planned in an year, then it’s best to go for a annual policy package as that could prove to be better value for money along with offering better features/cover too.

Medical Expenses:
Let’s be real, accidents can happen anytime and anywhere. And it’s even more likely to be the case when you’re on an adventure trip with your friends in an exotic location. In case of any mishaps, medical procedures including treatment and medications can rack up an exorbitant bill and thus put a huge dent in the money you saved and your trip can turn into a not-so-fun one. Travel policy will safeguard you from these otherwise inevitable expenses as well.

So there you go folks, to wind it up, you should get a travel insurance cover as soon as your holiday is booked so you can really look forward to enjoying at your favourite holiday destination with total peace of mind!


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