Jubilee Insurance has been one of that kind of a company having the vision to facilitate people with all such kinds of umbrellas that shall help them through any such situations and when searching for any kind of insurance of comprehensive plans Jubilee general insurance is our very first destination.

Those who are looking for health insurance are surely aware of the list of companies that appear on our screen who claim to offer exclusive health insurance plans. If you are one such individual do not fall for fake promises. Most of these companies are not even clear with what is meant by health insurance and what the main purpose of offering any such service is. This is where the Jubilee General Insurance has come up with the innovative plans that make it stand different from other companies and it is the reason why most of the people trust Jubilee insurance for their services.

The Jubilee General Insurance has offered new health insurance plans on the basis of years of experience excellence, passion, and integrity. Jubilee General Insurance is known as one of the most reputed health insurance service providers in Pakistan. It is associated with some of the well-known hospitals across Pakistan with its head office located in Karachi and an exclusive network in all the major cities of the country.

With the revolution in the insurance sector, around the globe, Jubilee General Insurance has come up with amazing ideas to facilitate customers with the best of services.

With its latest approaches, Jubilee General Insurance is able to be known as s disruptor and innovator of traditional services and high quality of the products delivered. With the help of digital media, Jubilee General Insurance is progressing rapidly with a faster, convenient and reliable automation processing and enhance control over the delivery of a better customer experience.

Recently Jubilee General Insurance has come up with new insurance plans every single person in our family. These plans are crafted based on the needs of an individual giving the customer and ease to pay only for the services they are willing to avail.

• The Parent Care Insurance Plan by Jubilee General Insurance:

The Jubilee General Insurance, for the very first time in Pakistan, has introduced the Parent Care insurance plan that is innovative and one of its kind health insurance plan for the masses. This plan is specifically for the people who at the time of registering for the plan fall in the age bracket of 45 to 65 years of age and can be renewed till the age of 70.

The hook of the idea is that you can buy the plan for your own self, your spouse, parents or even for your parent’s in law. Jubilee General Insurance has also facilitated the customers to buy this plan online with just a few and easy steps. This plan is specifically designed by the experts keeping in mind all the needs of the customers and this is the reason why every single detail needs to be available with the high level of convenience for both the parties making sure that in all cases the person gets comprehensive healthcare cover.

• Product Features of Parent Care Plan:

The parent care health insurance plan by Jubilee General Insurance offers a number of perks to the insurer including;  

•   Provision of cashless benefits with the help of preferred service providers
•   No initial medical tests
•   Limited health cover for already existing health issues
•   A free look period of 14 days with the option of cancellation if you are not satisfied

What are the Value Added Services?

The plan also offers you credit facility to be used on more than 200 hospitals in the country, the user shall also get a customized health care card. You can use this plan with the help of any of the two given packages; Silver plan worth of PKR 200,000 or Gold Plan worth PKR 300,000.

This package is available for people within a certain age limit and they can switch the plan after renewal, this plan is for the Pakistani nationals only. You can find more details about the plan in the plan section of the Jubilee insurance website.

• The Critical Care Insurance Plan:

Life is unpredictable and you may need a helping hand at any time in your life. This is the reason why  Jubilee General Insurance offers the plan that offers the critical health care services with the help of exclusively designed critical care insurance plan. It is designed to help you protect your life in the time when you are all alone to meet all your needs.

Product Features of the Critical Care Insurance Plan:

The Jubilee General Insurance Critical Care Insurance Plan is specifically designed to cover get insured person in case he or she is diagnosed for the 7 major critical illness that is pointed out in the policy. The service provider will pay the whole amount of the covered limit without asking for any medical test or bills. Other prominent features of the plan include the cash to pay to for medical treatments that are not covered by the health plan, the cash to pay your loans, the cash to pay for the child school or college, the cash for traveling for the treatment and the cash for maintaining your lifestyle. You can also seek help from round the clock emergency services.

What Critical Diseases are covered?

The critical diseases that are covered in the critical illness plan by Jubilee include; open-chest coronary artery bypass surgery; cancer; heart attack; stroke; kidney failure; paralysis and major organ transplant. You can find more details about the plan by visiting the official website of Jubilee General Insurance.

HerCare Health Care Insurance Plan:

We do celebrate a special day for women-but do we have any especially insurance plan for HER?

Celebrating a day once a year is not enough to celebrate women and the beauty and joy she brings to everyone’s life, A women also needs care and not just in the general, but in a special way, as they are special their  needs should also be taken care in a special manner, for that Jubilee general insurance has come up with a customized plan for women focusing specifically on the women and offered a comprehensive insurance plan to help these ladies in stage or phase of their life.

What Does the HerCare Insurance Plan Include?

The HerCare Insurance plan, offered by the Jubilee General Insurance is all about offering a specific critical illness policy for her care is focused on covering the most commonly found health issues and critical illness, specific to women. This policy can offer a lump-sum amount that is insured if the women who own the insurance is found to have any of the following critical diseases; Breast Cancer; Cervical Cancer; Burns; Paralysis or Multi-trauma; Fallopian Tube Cancer; Uterine or Endometrial Cancer; Vaginal Cancer; and Ovarian Cancer.

It is the right time to bring the change, take your first step today to secure the future of your loved ones tomorrow. Jubilee General Insurance is focused to offer you all the services that you may ever wish to have to ensure the well-being of your family, with amazing Jubilee General Insurance policies and plans, you can now have it all, right on your fingertips.

Khurram Zahid

The post Top 3 Distinctive Health Insurance Plans from Jubilee General Insurance appeared first on Smartchoice.pk.

This small ignorance from our daily routine not only brings us some short-term damage but the bad impact on these habits stay with us for long. We all know many of the bad habits we carry in our daily life but ignore them. While there are many others about which we have no idea.

Here we have listed the top 10 habits that are seriously damaging our life and we need to stop doing them right now if we really want to live a healthy and happy life.

1- Sleeping Less Than 7 Hours:

If you are not sleeping for about 8 hours, each day, your health is at risk.

Most of us take it as a compliment for not sleeping more than 4 to 5 hours each day and spending most of the time in working. Many of us stay up even if we have a lot of work to finish the next day. We think that by doing so we are building our stamina and will end up being more productive. This thinking can mostly be found in the students who are struggling to get a good grade.

Beware! If you are not taking enough sleep each day you are racking your health. If you sleep less than 6 hours a day, continuously, the chances are high for your immune system to turn a week. It will also have a negative impact on other body functioning.

Your body will lose the ability to fight the external germs if your body has a weak immune system. In such situations, your body becomes more vulnerable to disease and infections. And you will get sick sooner and often. Thus science suggests sleeping at least for 8 hours a day to keep your inner self-healthy.

2- Negativity in Mind:

Nothing can harm you more than your own negative thoughts. To live a healthy and happy life, you need to stay positive in every way possible.

Positivity is not only good for your mental health but has a huge impact on your physical health. One must never stress on if they have limited friends or if they are facing some kind of problem in their life. All such situations are a part of life, if you are keeping yourself positive you might find a solution but if you tend to stay negative, you will come with no benefits.

You mental stress will have a direct impact on your physical health and will weaken your immune system.

Related Read: Top 5 Health Care Tips for Couple with Kids

3- Using Headphones for Long:

Today we can see almost every person wearing headphone, plugged in for hours. Either used for music or for taking a call during driving, headphones are one of the essential parts of our daily life. But only a few of us know that they are a big risk to our life.

The habit is really bad as it will cost you damage in your earbuds if you keep using headphones for a very long time. To avoid any damage to your sensitive eardrums, make sure you are not using the headphones for many hours.

Also, try to keep the volume audible enough so that you can hear the words correctly and effortlessly.

4- A Couch Potato:

Obesity is one of the major health issues, globally. Obesity is taking a considerable number of lives, each year and is also a root cause of life taking a disease like heart attack and diabetes.
And one of the root causes of obesity is lesser physical activity. No matter if it’s a long vacation or if it is the weekends, sitting in front of the TV, playing video games on the computer and laying on the couch for hours and hours is really bad for your health.

If you are sitting for hours and using these electronic devices, not only you will get infected with the radiations but will other health problem like eyes and heart disease and obesity. Apart from causing you such serious health issues this habit will make you lazy and can have a negative impact on other matters of your life.

Rather than becoming a couch potato one must adopt a healthy and active lifestyle. Indulge yourself in sports activities and have some walk and exercise as a part of your daily routine.

5- Heels:

Here the fashion lover might have some serious arguments with me and maybe they will lose a wish to read ahead but it is something that is damaging your health for real.

No matter how successfully you can carry yourself in high heels and how gorgeous they can make you look, but the fact remains the same that they are silent killers of your health. Wearing high heels every day make dispose you to early age back pain and other skeletal issues like tendon injuries, arthritis, and bone deformation.

Even after knowing all this, if you want to wear them, make sure that you are not wearing more than 1.5 inches.

Related Read: How to Save Money in Your Health Insurance Plan?

6- Carry Heavy Bags:

This one again goes for girls. Every girl likes to look fresh all day, anywhere, anytime. For this reason, most girls love to carry everything they might need for this purpose.

But we must not do this at the cost of our health. If you are carrying an extra heavy bag with you all the time, your back and shoulders will be stressed. This habit can lead to long-term issues like neck and back pain and will lead to a posture problem as well. Thus, avoid taking that risk on your life and empty your bag from all the extra material that you have in it.

7- Sleeping with Makeup On:

It’s one of the most common problems the females face, specifically the working women. When they get back home after a hectic day at work, tired a lot they are normally they just want to hit their bed. Many do this without taking their makeup off.

This is a dangerous habit that hurt the skin and leads to serious skin damage like clogged pores, congested skin and spots etc.

Sleeping with eye makeup on is more dangerous than the face. As eyes are the most sensitive area on our face, sleeping with strong products can cause a damage to vision and eyes infection.

8- Eating with Empty-Full Stomach:

Your eating patterns define your health and predict your future. If you are not eating with a defined and proper pattern your stomach will stop sharing the signals of hunger, when it should. If it happens, you will eat even if you are not hungry, as a result, your body will get flooded with extra calories.

If we look at the modern food items they are also not healthy and getting our body stuffed with such food throughout the day it will have to cause us lasting health problems like heart disease, acidity and obesity and many others.

Related Read: Why Health Insurance is NOT a Thing to Avoid

9- Avoiding Breakfast:

The saying to eat breakfast like a king is not without a good reason. Breakfast is the most important meal of a day and if you skip having a proper breakfast your metabolism will be affected negatively. It will also have a negative impact on the energy reserved in your body.

Here important to note is that if your breakfast is not healthy, you will not gain the benefits that you must earn by eating a breakfast. A healthy breakfast contains fats, proteins, and carbohydrates.

Dietitians may recommend you to skip your lunch (in some cases) but they never agree for skipping a healthy breakfast.

10- The Junk Food:

Thou, discussed throughout the discussion, junk food is the root cause of many health issues, but here necessary is to address the junk food in a separate slot.

Junk food is the root cause of many serious health issues, some of which are occurring globally e.g. obesity. Junk food is bad for our health but still, we consume it. If you are eating junk food every day or even two times a week, your body is at risk. Junk foods contain a high amount of preservatives, sugar, spice, and fats.

Eating lots of junk food can cause your health problems like stroke, high cholesterol, and diabetes etc. It is also found to harden the arteries and raise the level of plaque deposition in the body. This increased plaque in your body then leads to issues like heart attack and others.

Thus for a number of reasons the dietitians and health instructors refrain using junk food and adopting a healthy living style with a considerable amount of physical activities in our life.
If you are willing to live along and healthy life, you must take into consideration eliminating these habits from your lifestyle.

Khurram Zahid

The post 10 Common Habits which are Killing Your Health Quietly appeared first on Smartchoice.pk.

Get the companionship of an amazing partner, start a new chapter and a whole new life and finally, set a home of our own. Isn’t it? Most of us desire to end up in future this way. To initiate a fresh start, build up an empire of your own and have family, lovely kids and feel complete in its truest meaning.

However during this course of time, while establishing a sound life and family, we tend to forget our own health and mental status. Many couples show negligence toward their own well-being and this affects them adversely in the longer run.

Below are the top 5 health care tips for the couples with kids so they can stay fit and energetic to continue the life cycle and maintain a balance between their own stability and other responsibilities doing full justice to both.

Stay active and fit

This is one of the key factors towards health and well-being. If parents will stay fit and healthy, only this way they can fully concentrate on the grooming of their kids and can stay well for long to spend a happy life with each other. Most couples usually stop exercising once they have kids but it is wrong. Your own energy and fitness comes above any other responsibility. If you have stopped exercising after having kids – resume it. Find alternate ways to adjust your schedule. Your workout doesn’t necessarily need to be inside the gym with heavy machines and fancy clothes.

You can pick up any sport that you enjoy with your partner and play. You can do small and feasible home exercises to keep moving. But don’t be idle. After all, health is wealth!

Know the little things

One of the basic factors upon which the health of the couple as well as the success of the marriage falls upon after having kids and family is – to keep it real and simple, as it was before marriage or becoming parents. Couples are advised to be appreciative and know the little things about each other. Does he have a meeting to attend? Is she going to have a party with her friend? Does he have to go and take the kid to the park? And many other little things that we tend to ignore and forget on daily basis.

Remembering the non significant and otherwise unimportant, minute details will keep the intimacy alive and encourage the partners to talk about their engagements and make your partner feel loved and cared for. These are the little ways that make your spouse feel special and hence so, it leads to the success and healthfulness that proves fruitful in the longer run.

Pre-plan everything

Pre – planning is very important once you become parents. Whether that is you planning about your own future goals or the betterment of your kids; you must have a clear picture of what you are going to do next. From managing own upcoming projects to looking into your kids’ needs, their health, expenditures and other basic demands – planning helps you stay organized and focused and hence saves you from the extra baggage that comes in the form of unwanted worries and tensions at certain phases of life.

Therefore, it is always stressed to plan before hand – plan your upcoming month, week or even the next vacation that you are going to have. Stay systemic will make sure you do not get into sudden issues and hence ensures yours and the happiness of your family for sustaining a healthy environment.  

Get health insurance

This might sound typical and stupid to so many but it is the most crucial aspect to work upon, especially after having kids. It has been proven over and over again that many couples lying to next each other wonder about the money plans and health policies 90% of the times and it should be trusted that the little disagreements can send your marriage to the south. Find individual and family health assurance policies for you and your people at affordable prices.

Having health insurance benefits you in so many ways and keep you tension-free in the bigger picture. You receive the best health care through this, your family’s and kids’ health is safe and secured and above everything else, it saves you from the crisis once any unfortunate health problem is faced. No one plans to get sick, hurt or injured. But everyone needs healthcare at one or the other point of life and having health insurance and medical insurance will promise the best quality care leading to a happy marriage.  Compare health insurance providers in Pakistan and see which plan is best for you and your family.

Related Read: 5 Questions to Ask Before Going for Health Insurance in Pakistan

Have a clear and stable financial strategy 

This might sound unrelated to health but basically, this is what that decides how healthy you are going to be in your life. Don’t get worried if you spend a lot and your partner saves pennies. Having one outlook over the financial issues is not necessary, however, resolving all the money related queries as early as possible and ending up on one unanimous decision saves a lot of disagreements in the future. A logical, clear and justified financial plan helps you handle the household more effectively, enables you to raise the kids in a better way and actually define the stability of your marriage, the quality of your own mental and physical well-being and the success of future goals.

Final Words

Marriage and family are a responsibility. It is a knot that ties us to the most valuable relations in our life. We must respect our parents and be kind to them so that in the future we can also groom our kids in the most amazing ways. Planning and mutual consideration define the success of any marriage and the stability of the family. These tips will help you stay intact to your family members and keep you running in the walk of life.

Khurram Zahid

The post Top 5 Health Care Tips for Couple with Kids appeared first on Smartchoice.pk.