It’s a company on a mission to provide innovative solutions to meet the need of individuals having diverse needs by providing various packages that fulfil needs and requirements of every person be it an individual looking to get himself insured against obscurity, the individual can get a Jubilee General Insurance personal health care plan, to get family insurance one may look-up for a family health care plan that shall cover husband wife and up to four children.

A women-centric plan that is all about making sure that all of her needs are being taken care of even, “A Strong women can also be vulnerable at the same time” understanding that vacuum in the society, Jubilee General Insurance has come up with a tailored plan to fulfil this need with the right understanding of what “A Woman” needs with their “Her Care” Plan.

Jubilee General Insurance also provides comprehensive coverage for the car, as it ensures that the car is protected from bumper-to-bumper through its packages like, Private car comprehensive and old car comprehensive, it also has 3T package that covers theft, total loss and thirty party liability having the best rates with swift claim settlement.

Jubilee General Insurance takes every opportunity to benefit the people as much as they can by providing discounts on multiple occasions like Blessed Friday 50% discount, Quaid-e-Azam day 25% discount, Pakistan Day 23% discount, these discounts on multiple occasions ensures that the coverage reaches to the maximum people out there so that they can protect themselves against unforeseen situations in their life that one may not be prepared to face and may put a lot of strain on an individual’s financial health.

This year around again Jubilee General Insurance is giving 23% discount on all its online insurance products, to benefit people and motivate them to get insured, the company is making multiple efforts as it has understood that Pakistan is a country that still lacks awareness and penetration of Insurance in the society and to build a rationale that “Getting Insurance is not a luxury but a necessity”.

In this journey Jubilee General Insurance has officially partnered with Smartchoice, an online financial comparison platform, Smartchoice helps people to make informed decisions and also guides them to the right fit policy.
The Jubilee General Insurance products be it car insurance, travel, personal accident or health insurance, all are available at Smartchoice platform, anybody can buy whichever policy they need by comparing one of the jubilee policy against another simply and make the right decision, these products are available at the same rates as Jubilee General Insurance and easy to buy, through just three major steps, Search-Compare-Save and get the policy you need.

Jubilee General Insurance has been passionately following the vision and mission of the company to ensure quality care available at affordable rates, easy access and premium customer service so when an individual, “Gets Insured” through Jubilee General Insurance they live hassle-free.

Khurram Zahid

The post Coverage plans that fits the Bill: Jubilee General Insurance appeared first on Smartchoice.pk.

Now many of you might think that this list is complete but the most important item missing in this list is travel insurance. But is it important to buy travel insurance? Yes, travel insurance is one of the most essential things that you might need when travelling abroad.

An appropriate travel insurance policy can help you deal with any financial setbacks that you might face while travelling. A travel insurance plan provides coverage to you and your loved ones in the following scenarios:

• Loss of baggage (If your baggage is lost by the airlines the over-all reimbursement can be received by the travel insurance provider and the airline)
• Loss of passport (Passport is an important document, without which travelling cannot happen, if that is lost, according to your travel benefit you can file your claim for it)
• Flight delays (Flight delays can also be claimed )
• Flight cancellations (If the airline cancels the flight and you have a connecting flight that may be missed due to it)
• Hospitalization expenses (Falling ill while travelling is unexpected and undesired but if it happens, your travel insurance covers you under all-unforeseen medical emergencies)
• Medical evacuation (Medical evacuation is an option to be used in an emergency, if the situation may arise, your travel insurance covers those heavy-on-the-pocket expenses)
• Delayed baggage (your travel policy provides coverage with the delay in receiving the baggage while travelling)

Some of the insurance companies also offer features such as quick disbursement of claims, automatic claim settlement service, on-call support and many innovative travel insurance packages suiting the needs of different individuals, what one needs to make sure is that if you are travelling and you extend your travelling dates you can extend your policy by emailing/calling the provider to generate the policy extension request, you just need to produce health certificate/ fill the required form of extension of policy, your desired policy will be extended by paying the additional amount within 3 to 4 working days.
Now that you have noted the inclusions in the policy, you should also mull over the exclusions in your travel insurance policy.

What is not covered in your travel insurance policy?
Some of the general exclusions in a travel insurance policy are:

• Medical expenses incurred beyond the expiry of the policy period
• Pre-existing illnesses
• Any routine examination where there is no objective indication of impairment of normal health
• Attempted suicide or willfully self-inflicted injury or illness
• Claims made in case of injury/loss due to alcoholism, drunkenness or the abuse of drugs
• Claims made by you, if you are travelling against the advice of your doctor
• Any injury, loss, expense attributed to HIV or HIV related illnesses
• Losses due to an accident as a driver without a valid international driver’s license
• Pregnancy and related conditions like miscarriage, childbirth and abortion
• Any injury or loss due to involvement in adventurous/dangerous activities
• Experimental treatments
• Your self-carried baggage
• Partial destruction of your baggage
• Loss or damage to your passport as a result of the confiscation or detention by customs, police or any other authority

While these are some of the basic exclusions in your travel insurance policy, we recommend that you read your policy document in detail to understand your coverage’s and exclusions to avoid any inconvenience at a later stage like filing a claim, renewing or extending the policy.

Khurram Zahid

The post What is not included in your Travel Insurance Policy? appeared first on Smartchoice.pk.