The benefits of travelling are not just a one-time thing: travelling changes you physically and psychologically. Having little time or money isn’t a valid excuse. You can fly for cheap very easily. If you have a full-time job and a family, you can still travel on the weekends or holidays, even with a baby.
Traveling Improves Your Health it cut down’s on stress, to lower chances of developing heart disease, the health benefits of travelling are huge.
It helps you learn about yourself. You might run into challenging situations where you need to be resourceful and think differently, that will develop a new set of skills that you didn’t suspect you had within you.
Who do you think people want to listen to: the guy who spent his vacations at home doing some gardening and reading the newspaper, or the one who spent a week in Cuba, driving an old American car, swimming with dolphins and tasting deliciously spicy food? I know which story I want to hear about…
“Is travel insurance really necessary? “
While it’s true that the money spent would be for nothing if all goes well, it’s also accurate to say that travel insurance is designed to be a safeguard against both accidents and unexpected events you never thought could happen to you. We hope you’d never have to utilize your plan but if you need to, you’ll thank the lucky stars you bought one.
“Would it go to waste, if no claims were made?”
The mentality many people seem to have is that “bad things will never happen to me”. Nevertheless, you wouldn’t want to regret not buying protection, but you also wouldn’t want to pay for something if nothing unfortunate happens and no claims were made.
Let’s consider a few risk possibilities that you may need travel insurance for:
Like everything else in life, you’d need to think about the financial implications if something disastrous happens. Here are a few situations for you to decide, in case you’re still on the fence:
Before the trip
You’re all packed and ready to fly; this is the vacation you’ve been looking forward to all year. You get to the airport only to find that your flight has suddenly been delayed, or worse, cancelled. What’s going to happen to your hotel reservation and booked tours?
This is a common glitch nowadays. In all the cases, you will be either reimbursed or refunded a certain amount as per the Jubilee General Insurance policy schedule.
In case of illness at the eleventh hour or sudden death in the family can affect your plans. Suppose you need to cancel your travel plans. What happens to the money you spent on the air ticket and hotel bookings? It does not get wasted. Your Jubilee Travel insurance will reimburse you the unused hotel cost and travel tickets. In the case of a delayed flight, you Jubilee travel policy will cover additional expenses. This may include an unplanned night stay at a hotel and food, among other things.
During the trip
You’ve managed to sort through the pre-departure fiasco, only to find upon your arrival at the destination that your luggage bags have been stolen/are missing. Contained within the bags are your travel documents and a stash of cash. Worse, you accidentally lose your passport while overseas.
How are you going to survive the rest of the trip? Be it a worst case scenario you can imagine while travelling, But if you have travel insurance, you have help at hand.
In case of a lost passport, your insurance will reimburse the cost of acquiring a duplicate or a new one. In case of missing belongings, you will be compensated for your loss up to an approved sum; while if your baggage gets delayed, you will be reimbursed for the personal effects that you might have to buy for the meanwhile. This can be a huge help as you wait for your baggage to turn up.
You’ve somehow coughed up enough cash to continue your journey despite the initial setbacks. During one of the tours, you become very ill or slip and break a few bones. Where are you going to seek emergency medical aid and find the funds necessary to pay for it?
There is a wide range of packages from Jubilee General Insurance out there that cover medical expenses, with a variety of different deductible options to choose from. If by any means you end up in a hospital paying to see a doctor and receive medical treatment in a foreign country is one thing, but having to pay for an overnight stay at the local hospital is an entirely out of this world experience/expense. Travel insurance by Jubilee General Insurance for as low as PKR750 you can get hospital coverage for $10,000 that can help you avoid these expenses in the case of the unthinkable happening.
Emergency medical/emergency evacuation:
If a medical condition requires you to be transported from the scene of incidence to the nearest hospital, you don’t have to worry about the expenses. If you are already admitted in a hospital and need to be taken back to your country for further medical help or to be with your loved ones, your travel insurance will take care of that too providing/ ensuring an emergency return to be smooth and hassle-free.
If you’re already spending big money on that vacation, travel insurance is another purchase you’d want to consider, plus it doesn’t cost a hefty sum of money to ensure you have complete peace of mind. With Jubilee General Insurance, you’ll not only be protected against unexpected financial losses, but you’ll also ensure that the well-being of people you care about the most is secured. As a responsible adult, it’s worth it to be prepared, so head on over to our handy travel insurance page to get the latest quotes on Jubilee General Insurance, right at your fingertips!
An important tip that when you are going anywhere on a trip, be it for studies, vacation or work, the last thing you want is not being able to enjoy the trip because of any problems. Not only can they spoil the trip but can also cost you a lot of money. So it’s sensible that you travel with insurance so you, your family and your plans stay protected.
It is why a travel insurance policy is important, You could be on a domestic or an international holiday, A travel plan will ensure nothing spoils your perfect vacation.
“It’s really that simple. If you’re leaving Pakistan, travel insurance is just as essential as your passport.”
There is (yet) another one by Mark Twain: “Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did do.” Cliché as this may sound, the money you spend on travel, is an investment in yourself.