Benefits of Car Insurance

Car insurance provides financial protection in the event of unexpected accidental damages, vehicle theft, or total loss. Smartchoice offers a comparison of the best car insurance quotes in Pakistan from top providers, ensuring you receive the best price and comprehensive coverage for your vehicle, whether new or used.

Some of the key benefits

Rate as low as 1.5%

Both conventional and shariah compliant plans

Protection for accidental damages, theft and total loss

Third party coverage for bodily injury, property damages and emergency medical

No-claim discount upon policy renewal.

Types of car insurance

Why choose Smartchoice for Car Insurance?

Smartchoice is one of the leading insurance platforms that helps you find car insurance plans with the best coverage and features while also saving you money.

Best rates guarantee

Benefit from the most competitive rates pre-negotiated with our insurance partners

Compare quotes

Find the best insurance plan from 8+ insurance providers tailored to match your specific requirements.

Claim support

We have your back when you find difficulty in processing your claim and need our assistance.

Insure your vehicle in just 4 easy steps



Enter your vehicle details, make, model, market value to find car insurance policies tailored to your need.



Evaluate quotes, compare coverage details, features, and benefits, and choose the best option.



Schedule a survey at your home or office at your convenience and get it done quickly.



Get your policy documents and drive with complete peace of mind.

Our Partners

Our panel consists of trusted household names from the insurance industry.

  • pak qatar
  • Jubilee
  • adamjee-insurance
  • askari
  • uic
  • tpl
  • igi
  • Takaful Pakistan Car Insurance
  • Century insurance

Car Insurance Guide

Car insurance provides financial coverage in case of damages to your vehicle due to road accident, fire, theft etc. and covers the expenses for vehicle repair, third part liability and alike.

Our comparison tool is specifically designed to provide you hassle free experience, making it simple and fast, just how you want it. In short, we don’t believe that you need to waste your precious time by searching and calling different insurance providers, just to find a better car insurance plan that fits your budget and give you a better peace of mind. To save a good amount of money on your car insurance,prices may differ from company to company.Nowadays you can search for a comparison platform like and others that allow users to search and compare up to four insurance companies side by side at the same time, get the best quotes instantly and buy your policy straight from the website. We are confident by using our comparison tool you will be able to find a better car insurance without compromising on services or benefits.

Before you dish out a hefty amount to your car insurer, you must check what is covered and what`s not in your car insurance policy. It’s always a good practice to look into coverage details before you buy it. The everyday wear and tear of mechanical and perishable parts e.g battery, tyres, suspension, engine, interior and all the internal damages are not covered until they are damaged at the same time when the accident happened.

Enter your car detail on our website, compare quotes from different insurance companies, and schedule a survey. Once survey is done and cover note is issued, make payment online using multiple payment options on our website and get covered.

The first thing after you met an accident or someone hit your car is to call your car insurance provider`s helpline number and inform them about the accident.This is the first step towards having to claim your auto insurance.Do keep in mind they probably ask you for your unique insurance policy number which is written on the insurance certificate.The insurance company will assign you a surveyor that will examine your car and will start the process.

There is nothing more important in life than family, any extra measures we can take to ensure their safety are worth it trackers help in tracking the whereabouts of our loved ones, it can help with reducing the chances of car getting stolen and recovering of stolen vehicle.

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