Types of Car Insurance in Pakistan
Comprehensive Car Insurance
With comprehensive coverage, you can claim for accidents that are deemed to be your fault. It also applies when fault can’t be proven, eg when someone hits your car and and runs away. Without comprehensive, you risk having to pay for repairs yourself. A comprehensive policy gives you full protection and peace of mind.
Third party Insurance
Third-party car insurance offers cover against any legal liability to a third party caused when you are at fault. It covers any damage or injury caused by the insured, to another person or property. A third-party liability cover is made mandatory in Pakistan under the Motor Vehicles Act,1939.
The 3T covers three major things to protect yourself and the third party against unforeseen circumstances, it covers total loss of the vehicle (riots, natural disasters), theft and third party liability coverage as per Motor Vehicle Act.
Car Insurance Guide
Our comparison tool is specifically designed to provide you hassle free experience, making it simple and fast, just how you want it. In short, we don’t believe that you need to waste your precious time by searching and calling different insurance providers, just to find a better car insurance plan that fits your budget and give you a better peace of mind. To save a good amount of money on your car insurance,prices may differ from company to company.Nowadays you can search for a comparison platform like smartchoice.pk and others that allow users to search and compare up to four insurance companies side by side at the same time, get the best quotes instantly and buy your policy straight from the website. We are confident by using our comparison tool you will be able to find a better car insurance without compromising on services or benefits.
Before you dish out a hefty amount to your car insurer, you must check what is covered and what`s not in your car insurance policy. It’s always a good practice to look into coverage details before you buy it. The everyday wear and tear of mechanical and perishable parts e.g battery, tyres, suspension, engine, interior and all the internal damages are not covered until they are damaged at the same time when the accident happened.
The first thing after you met an accident or someone hit your car is to call your car insurance provider`s helpline number and inform them about the accident.This is the first step towards having to claim your auto insurance.Do keep in mind they probably ask you for your unique insurance policy number which is written on the insurance certificate.The insurance company will assign you a surveyor that will examine your car and will start the process.
There is nothing more important in life than family, any extra measures we can take to ensure their safety are worth it trackers help in tracking the whereabouts of our loved ones, it can help with reducing the chances of car getting stolen and recovering of stolen vehicle.
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