*terms and conditions apply
![](https://d1e6cjojnyo6nm.cloudfront.net/webp_images/product_new/markup.png)
0% Mark up
No mark up or hidden charges on Silk Bank Credit cards. However an admin and processing fee is charged.
![](https://d1e6cjojnyo6nm.cloudfront.net/webp_images/product_new/instantaproval.png)
Instant Approval
Choose your plan, (Car or Health Insurance)pay with your credit card and your policy is ready to start.
![](https://d1e6cjojnyo6nm.cloudfront.net/webp_images/product_new/nodownpayment.png)
No Down Payment
Start your cover instantly with no hefty downpayment.
How to avail EMI
- Select your Insurance plan
- Share your details with respect to your policy
- Click buy now and check “avail installment option”
- Confirm EMI tenure with our call center agent
- Pay via payment link shared by smartchoice.pk
- Get covered
Please note: it takes up to 7 working days for your EMI plan to be activated and you will receive a SMS from your bank once this is done
October 17, 2019 Only customers opting for Installment on Smartchoice checkout page are eligible for this option