*terms and conditions apply

Partner Banks

0% Mark up

No mark up or hidden charges on Silk Bank Credit cards. However an admin and processing fee is charged.

Instant Approval

Choose your plan, (Car or Health Insurance)pay with your credit card and your policy is ready to start.

No Down Payment

Start your cover instantly with no hefty downpayment.

How to avail EMI

  1. Select your Insurance plan
  2. Share your details with respect to your policy
  3. Click buy now and check “avail installment option”
  4. Confirm EMI tenure with our call center agent
  5. Pay via payment link shared by smartchoice.pk
  6. Get covered

Please note: it takes up to 7 working days for your EMI plan to be activated and you will receive a SMS from your bank once this is done

October 17, 2019 Only customers opting for Installment on Smartchoice checkout page are eligible for this option