This is a joint life plan and covers the lives of two partners say husband and wife. Premiums are payable till the end of the pre-defined term or till death of either of the insured person, if earlier.

On the death of any of the spouse, the sum insured will be paid to the survivor. Further payment of the remainder premiums under the policy shall be waived, at the same time coverage of the second partner will continue. Also, the policy will continue to participate in profits of the Corporation. On death of the other spouse, again the sum insured will be paid with the bonuses till that time. After which the policy shall terminate.

If the second spouse survives the term of the policy, he or she will be paid sum insured together with the attached bonuses, even though the sum insured has been paid once, on the death of the first spouse. If both the partners survive the term of the policy, the sum insured will be paid to them jointly, only once, together with the attached bonuses. Different supplementary covers are also available for enhancing coverage under this policy.

Eligible ages:-

• Minimum Age: 10 years
• Maximum Age: 65 years
• Age (Maximum) on Maturity: Age 75 years.