Global Insurance Partners
Why New USA Immigrants Should Buy Medical Insurance
Healthcare in the United States is expensive, and without valid insurance, even a small emergency can cost thousands of dollars. New immigrants and recent Green Card holders typically experience a gap before they qualify for local insurance programs.
New Immigrant Insurance covers:
Emergency medical care
Hospitalization coverage
Access to PPO networks
Prescription drug benefits
Urgent care visits
Coverage for unexpected illness or accidents
Optional pre-existing condition coverage (varies by plan)
These plans can be purchased before or after arrival and provide immediate peace of mind.
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Why Buy Through Smartchoice?
Enhanced medical coverage of up to US$100,000
Compare top international insurers in one place
100% online purchase — no paperwork
Authentic policy documents delivered instantly
Guidance for first-time immigrants
Dedicated support for claims and policy questions
Start your new life in the U.S. with complete health protection.
New Immigrant Travel Insurance FAQs
It is short-term medical insurance designed for new immigrants and recent Green Card holders who are not yet eligible for U.S. domestic health insurance programs like employer coverage, ACA plans, or Medicare. It provides essential protection against high medical costs during the transition period.
No. Most new Green Card holders do not qualify for Medicare for up to 5 years, and ACA plans typically require specific residency or tax status. New Immigrant Insurance fills this gap by offering temporary health coverage until long-term options become available.
Yes. Many international insurers allow new immigrants and Green Card holders to purchase medical insurance even after arrival, making it ideal for those who forgot to buy coverage in advance.
Standard plans usually do not fully cover pre-existing conditions, but many offer coverage for the acute onset of pre-existing conditions, which includes sudden and unexpected flare-ups of existing health issues. Coverage varies by plan and insurer.
Coverage duration is flexible. Plans can be purchased for 30 days, 6 months, or up to several years, depending on the insurer. You can renew or extend your policy as needed while you settle into the U.S.