How we work

What we do?

Getting car, health, or travel insurance in Pakistan can be a tiring and confusing process. You spend hours researching different companies, comparing prices, and trying to understand what's actually covered, and still end up unsure if you made the right choice. That's where Smartchoice.pk makes things simple. We've built a user-friendly insurance comparison platform that helps you save both time and money by letting you compare, choose, and buy the right insurance plan from top providers in just a few clicks. Whether you need to protect your car, secure your family's health, or ensure a safe trip abroad, Smartchoice.pk gives you the power to compare plans side by side, understand coverage details, and make an informed decision, all from the comfort of your home. Our smart comparison tool is designed for everyone, even if you have limited knowledge of insurance. With just a few simple steps, you can find and buy the plan that fits your needs and budget.

Our Simple Process

Search & Compare Plans

Enter your basic details and instantly compare insurance plans from trusted companies in Pakistan.

Provide Your Contact Information

Share your contact details so our insurance advisor can assist you further.

Get Expert Guidance

Our advisor will walk you through plan benefits, coverage details, and claim procedures to help you make the best choice.

Finalize Your Purchase

Once you've selected a plan, our advisor will process your request and the insurance company will get in touch with you directly for activation.

How We Keep It Free

All our services are completely free for customers. The price you see on Smartchoice.pk is the official rate quoted by our partner insurance companies - no extra charges, hidden fees, or commissions added on top. So, how do we earn?

Whenever a customer buys an insurance plan through Smartchoice.pk, we receive a small commission from the insurance company, not from you.

This means you get the same (or even better) rates as going directly to the insurer, plus the added convenience, guidance, and comparison features that make your decision easier.

Sometimes you might also see featured plans highlighted on our platform — these are paid promotions by our partners. However, they do not affect the fairness or ranking of search results you see.