Travel Insurance from TPL Insurance

Accidental death and permanent disability (AD&PD) insurance is a benefit in travel insurance. The feature covers the unintentional and accidental death or mutilation of the policyholder. Dismemberment includes the loss, or the loss of use of body parts or functions (e.g., limbs, speech, eyesight, and hearing).

Stay protected with TPL Insurance and get access to instant travel assistance services. Our 24-hour support service will assist you anywhere in the world.

Emergency Evacuation - means: (a) Your medical condition warrants immediate transportation from the place where You are injured or sick to the nearest Hospital where appropriate medical treatment can be obtained ;(b) after being treated at a local hospital, Your medical condition warrants Transportation to the country where the

TPL Travel Insurance will pay bene­fits up to the amount stated in the scheduled of bene­fits for covered expenses reasonably incurred to return the policyholder body to Your Home Country if You die. Covered expenses include, but are not limited to, expenses for (a) embalming (b) cremation; (c) transportation.

Coverage for loss of checked-in baggage, the travel insurance will reimburse You for the expense of necessary personal effects, up to the maximum stated in the Schedule, if your Checked Baggage is delayed or misdirected by a Common Carrier for more than 8 hours from the time you arrive at the destination stated on your ticket, other than your ­final destination.

You must be a ticketed passenger on a Common Carrier. Additionally, all claims must be verifi­ed by the Common Transporter who must certify the delay or misdirection.

TPL Travel insurance pays for the cost incurred for the medical expenses and hospitalization expenditures abroad as per the purchased plan, the travel insurance plans start from the coverage of $10,000 which can be utilized in case of any unforeseen medical or accidental emergency faced by the policyholder while traveling.

Covered Medical Expenses include:

1. The services of a physician
2. Hospital confinement and usage of operation theatre
3. Anesthesia (including the administration) x-ray examinations or treatments and laboratory tests
4. Ambulance service
5. Drugs, medicines and therapeutic services and supplies

TPL Travel insurance provides coverage for emergency dental care that a policyholder may require due to an accidental medical emergency. There is a predefined cap of the coverage amount which is given in the policy document provided at the time of policy procurement.

If the policyholder losses the CNIC while traveling, it would be covered under the loss of documents clause and TPL Travel insurance would provide the coverage as mentioned in the policy document.

TPL Travel insurance offers repatriation in case the policyholder meets an accident or faces a medical emergency. The cost of repatriation is based on the actual expenditures faced at that time of the crisis. The benefit and coverage depend on the policy/plan purchased

The TPL travel policy provides a chaperon to the dependents (children) of the policyholder in case of an unforeseen emergency that may arise due to an accident or any other factor. The service and the coverage are subject to the plan procured by the policyholder.

The Loss of Passport feature is applicable If You, outside your country of residency, notify the Assistance Service that your luggage or passport has been lost, the Assistance Service will endeavor to assist You by contacting the appropriate authorities involved and providing a track for replacement.

TPL General Insurance will reimburse You for the expense of necessary personal elects, up to the maximum stated in the Schedule, if your Checked Baggage is delayed or misdirected by a Common Carrier for more than 8 hours from the time you arrive at the destination stated on your ticket, other than your final destination. You must be a ticketed passenger on a Common Carrier. Additionally, all claims must be verified by the Common Carrier who must certify the delay or misdirection. Terms and conditions mentioned in policy wording documents.

TPL Travel Insurance will pay benefits for Flight delay, subject to the maximum shown in the Schedule of Benefits if Your Trip is delayed for 08 or more hours due to a covered hazard or the flight is canceled due to any issue as mentioned in the policy document, the policyholder shall be reimbursed as prescribed by the policy document.