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The Al Baraka Carsaaz is a compliant product offered by the bank for personal use. The project helps the customers to choose a vehicle of their own choice with a complete peace of mind. The product is best for the one who is willing to buy his/her own car without compromising on the beliefs and values.
A salaried person with minimum 2 years of experiences and at least 6 months with the current employer is eligible for the product if they have a minimum income of 30,000 PKR per month and is aged between 22 to 62 years. while for a self-employed person or a business person the requirement is to have minimum 3 years of continued practice of business and net income of 50,000 Pak rupee per month and if they are aged between 24 to 65 years, to avail the opportunity.
The core features of the product include; sharia'ah complaint, transaction mode that is diminishing the musharakah, a quick processing with affordable instalments, up upfront instalment before the vehicle is delivered and charges during the advance booking period. It also offers the product with a payable tenure of 12 to 84 months with minimum processing charges.
Mon-Fri: 10am to 7pm & Sat: 10am to 4pm