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Bank Alfalah Ultra Credit Card

40%
Interest Rate:
PKR. 4,000
Annual Fee
  • Free accidental travel insurance

  • On spending of PKR 50,000 within 90 days of credit statement generation, the annual fee of PKR 4000 shall be reversed

Verdict

You earn 1 orbit point for every for PKR 200 spent, you can burn the earned orbit points at selected retail outlets.

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Annual Fee
PKR 4,000
Supplementary Fees
PKR 2000
SMS Alert Fee
PKR 70
Cash Withdrawal Fee
PKR 1000
Foreign Transaction Fee
5 %
Late Payment Charges
PKR 1450
Over limit Charges
PKR 1200
Minimum Monthly Payment
5% or PKR 500 (whichever is higher)
Monthly Rate %
3.33 %
Cash Advance %
40 %
Monthly BTF rate %
2 %
Documents Required
Salaried: CNIC, Bank Statement, 3 months Salary Slip, Minimum age 21, Self-Employed: CNIC, Bank Statement, Valid Proof of Business, Minimum age 21.
Monthly Income
Salaried: PKR 170,000Self-Employed: PKR 400,000
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Promotions

Rewards

  • 0.25 Orbits on every domestic spend of Rs. 50/-
  • 0.50 Orbits on every international spend of Rs.50/-
  • 1 Reward point equals to PKR 1