HBL Platinum Credit Card

Interest Rate:
Annual Fee
PKR. 10,000
  • 5x Rewards Points on Foreign Currency Spend

  • On spending of PKR 50,000 , within 60 days of statement generation date the annual fee shall be reversed


With HBL PLatinum credit card earn one reward point for every 25 Rupees you spend on retail transactions HBL Credit Card Annual Fee can also be reversed by redeeming your accumulated reward points.

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Annual Fee
PKR 10,000
Supplementary Fees
PKR 5000
SMS Alert Fee
PKR 100
Cash Withdrawal Fee
PKR 1000
Foreign Transaction Fee
3 %
Late Payment Charges
PKR 1250
Over limit Charges
PKR 1250

Minimum Monthly Payment
5% or PKR 500 (whichever is higher)
Monthly Rate %
3.25 %
Cash Advance %
39 %
Monthly BTF rate %
2 %

Documents Required
Salaried: CNIC, Bank Statement, Salary SlipSelf Employed: CNIC, Bank Statement, Valid Proof of Business
Monthly Income
Salaried: Self Employed:



Earn up to 10% discount on various clubs, cinemas and entertainment facilities.


  • Enjoy up to 25% discounts at multiple cafes and Restaurants
  • Up to 20% discount on Bakers and confectioners

Medical facilities

  • Up to 20% Discounts at Hospitals and Laboratories
  • Up to 20% discount on Fitness and Health Clubs


  • CIP Lounge facility at Karachi, Lahore, Islamabad, Multan, and Sialkot
  • Up to 35% discounts at domestic and international Hotels

Cash back *

Up to 30% discount on Courier Services
Need help?
Talk to an expert:
(021) 111-212-212

Mon-Fri: 10am to 7pm & Sat: 10am to 4pm